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Hipoteka.

Calculators

Every calculator shows numbers only — never a recommendation of a specific bank or product (see thedisclaimer).

Stamp Duty Land Tax (SDLT)

Tax on buying property in England — with first-time buyer relief and surcharges.

Affordability (coming soon)

An indicative estimate of how much you might be able to borrow.

Mortgage repayments (coming soon)

Monthly repayment at different interest rates and terms.

LTV and required deposit (coming soon)

How much deposit you need at a given price and target LTV.

Rent vs. buy (coming soon)

Compare the cost of renting versus buying over time.

Mortgage overpayment (coming soon)

How much shorter your mortgage could be with regular overpayments.

Total cost of buying (coming soon)

Price + SDLT + solicitor + survey + moving — how much cash you really need.